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Can I Suspend My Auto Insurance to Save Money?

Don’t even dream of suspending your auto insurance to save money unless you plan to get rid of your car entirely or you feel like dealing with some ugly consequences. Regulations vary from one state to...

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How to Decide on Auto Insurance

Shopping for car insurance may not be the most exciting endeavor, but the money you can save if you find a good deal might energize you. With just a little effort, you can gather the information you...

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Five Reasons to Get New Auto Insurance

People in Idaho, Vermont and North Carolina pay some of the lowest auto insurance rates in the nation, according to the InsWeb website. But even if you and your spouse live in a state known for it's...

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Why Credit Scoring Is Important to Auto Insurance

Although it may not seem logical or fair, the cold fact is your credit score can have a dramatic impact on your car insurance premiums. Unless you live in a state that prohibits the practice, like...

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Why Buy Monthly Auto Insurance?

You can spend a pretty penny on your car between gas, routine maintenance, repairs and insurance -- especially the insurance. All car owners are obligated to carry liability insurance, and you could be...

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What Are the Benefits of Higher Auto Insurance Deductibles?

A low auto insurance deductible is tempting because you will pay less if your car is damaged. You might think you can take care of even the smallest damage to your ride with a small deductible, but...

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What Does Prorate Mean With Auto Insurance?

Too bad your auto insurance doesn't come with it's own industry-lingo dictionary. Without one, policyholders are often left to surmise what is meant -- which can be risky when you must interpret...

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How to Apply for a Costco Membership

Costco is a warehouse club renowned for low prices and bulk items available for purchase to members. Costco has more than 200 locations across the United States and worldwide. Over 4 million businesses...

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What Are the Fines for Driving Without Insurance in Illinois?

Illinois laws impose strict penalties on drivers who operate a motor vehicle without insurance: they face a minimum of a $500 fine if they are caught. Any motorist who breaks these Illinois traffic...

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How Long Does It Usually Take an Insurance Company to Offer to Settle in an...

The settlement process of a car accident claim can take anywhere from a month to more than a year to complete, but various factors relevant to your case can influence the processing period. Knowing the...

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A List of No-Fault Insurance States

When you have a "no-fault" auto insurance policy, it doesn't mean accidents are never your fault. It means it doesn't matter, for insurance purposes, who is at fault in an accident. Whether you or...

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What Is PIP Auto Insurance?

In the car insurance world, PIP is an important acronym. It stands for personal injury protection; if your insurance policy includes PIP coverage, then your own body as well as your auto's body can get...

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Does Auto Insurance Cover the Car or Driver?

Today’s car insurance comes in all shapes and sizes. Drivers do too. That’s why there are so many insurance choices and an unending matrix of options. Liability, collision, comprehensive -- and that’s...

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How Long Can You Insure Your Child on Your Auto Insurance Policy?

There’s a certain rite of passage that comes when you turn 16. Freedom. The freedom to get behind the wheel of a car and drive yourself wherever you want to go, with no need for Mom or Dad to serve as...

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Do I Have to Add My Teenage Son As a Driver on My Auto Insurance Policy?

Teenagers and cars are a potent mixture that can have unfortunate results. As of 2013, car wrecks are the primary cause of death among teenagers in America. The AAA estimates the cost of accidents...

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Stacked Vs. Unstacked Auto Insurance

"Stacking" refers to an increased amount of auto insurance coverage against uninsured and underinsured motorists, based on the number of cars you insure -- and this type of coverage typically comes in...

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Does My Auto Insurance Cover Me When I Drive Someone Else's Automobile?

Nobody plans to get into an accident when they’re driving, particularly when they’re behind the wheel of someone else’s car. If you end up in a wreck while you’re driving another person’s vehicle, it...

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How Long Does Auto Insurance Subrogation Take?

When an automobile insurance company pays its customers for property damage or no-fault medical claims caused by third parties, the insurer uses the subrogation process to seek reimbursement for these...

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Questions to Ask When Buying Auto Insurance

Buying car insurance isn't just for peace of mind; it's a legal requirement that you carry certain amounts of coverage. However, going with the bare minimum can leave you underinsured and potentially...

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What Is a Reciprocal Insurance Company?

If you're like most people, you have questions about your own insurance, like how much and what your provider will cover in times of need. If you sign up with a reciprocal insurance company, you'll...

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